美国研究生课程福利管理401K基础知识.pptxVIP

Agenda;401 (K) Basics;What is a 401 (k) Plan;Retirement;Defined Plan;Defined Contribution;Company Makes Decision;Chief Duties of Retirement Plan Committees;404C Compliance;Investment Policy;See sample Fiduciary Service Timeline;Good Advice from HR Magazine about Committee Responsibility;;Social Insecurity?;Social Insecurity?;Your company match;Vesting schedule;Now add the match [100%];Lower current taxable income;No taxes along the way;Flexible withdrawals;Plan contribution limits;T. Rowe Price Retirement 2030;Choose a Retirement Fund;Decide how to invest;Decide how to invest;Example: Pat cho