关于优化我国不良资产处置法律环境的思考.docVIP

关于优化我国不良资产处置法律环境的思考 目录 TOC \o 1-9 \h \z \u 目录 1 正文 1 文1：关于优化我国不良资产处置法律环境的思考 2 一、 不良资产处置的基本理论 4 （一）不良资产的概念 4 （二） 不良资产处置的概念和种类 5 二、国外不良资产处置的经验与启示 5 三、我国不良资产处置法律环境分析 5 四、优化我国不良资产处置的法律环境 6 (一)制定单独的《金融资产管理公司法》 6 文2：简述对优化我国上市公司治理结构若干问题的思考 6 一、我国上市公司治理结构问题 7 (一)上市公司内部治理结构不规范 7 2.内部人控制”现象严重 7 3.董事会功能缺损.监事会功能有限 7 4激励与约束机制不健全，缺乏业绩驱动机制和经理激励机制 8 5.上市公司经营业绩受到影响 8 (二)上市公司外部管理机制残缺 9 (一)加强上市公司的管理 10 (二)限制大股东的投票权 11 (三)改变 企业 ’‘所有者缺位”的现状 11 (四)建立经理市场，实行经理人员的招聘机刹 11 (五)建立相应的激励与约束机制 12 (六)加大管理和处罚力度 12 参考文摘引言： 13 原创性声明（模板） 13 文章致谢（模板） 14 正文 关于优化我国不良资产处置法律环境的思考 文1：关于优化我国不良资产处置法律环境的思考 Abstract The topic of this paper is the study of the legal mechanism of the disposal ofnon-performing assets The selected topic refe to the bad assets which are only the badassets of banks， and refe to the assets which can not be expected to return to the bankunder the actual conditio Take credit， for example， the interest on the loan can not berecovered on time and in full， and even the principal can not be recovered or recycledless On 1998， the peoples Bank of China promulgated the loan risk classificationprinciple to guide the management of banks， according to a series of facto such as therepayment ability of people have to recover the debt， lending the possibility of loa，will be divided into normal， attention， substandard， doubtful and loss， includingsubprime loa， doubtful loa and the loss of the loan refe to specific non-performingassets In 1999， the State Council and the peoples Bank of China has approved theestablishment of the four Asset Management Co， respectively Chinese Huarong AssetManagement Limited by Share Ltd， China the Great Wall asset management Limited byShare Ltd， China Orient Asset Management Limited by Share Ltd， China Cinda AssetManagement Corp， were carried out as follows: business acquisition of non-performingassets， entrusted with the operation of financial ititutio， non-performing assetsmanagement， inve