2023年-bev商业财务管理知识agu.docxVIP

w-ww^maaaFeFkceFR海量免费 资料尽在止匕 Outline of business functional requirements This outline summarises our understanding of the bank拒 possible business functional requirements. Overall application systems architecture The system will cover the following: 单独标识出客户、帐户、产品、公司客户数据族Iparately identify Customer, Account, Product and Corporate Unit 记录和维护客户、帐户和产品关系kc..d and maintain Customer, Account and Product 对多分行的支持multi-branch 对多币种的支持muki?currency. application programs interactive and self^prompting. second user authorisation for specific transactions or events. 在安全日志文件中，保存完整的审计跟踪信息journal customer advices produced to letter quality. copies of advices and reports retained in document archives and retrievable on-line. IL 统一的会计、报表和风险管理 Consolidated accounting, reporting and risk management 会计和总帐Accounting and General Ledger, including: 银行定义的会计表bank-definable Chart of Accounts. back-dated and value-dated transactions. 成本中心的会计(首先取决于业务模式) 对多币种的支持cost centre accounting. Multi cunency General Ledger [带格式的：项目符号和编号 Ability to create parent-child (nested) relationships between accounts. The system must be able to accommodate multiple layers of relalionshiDS. All ledgers shall be tightly integrated such that a change to a sub-ledger automatically updates its parentledger(s). The G/L system must provide an auto-reconciliation function for the sub-ledgnrs related [o a parent ledger. VAT and other applicable taxation activities , including support for CRT and MIRAS calculation and reporting requirements udgeting and financial reporting includes: balance sheet profit and loss account net interest margin report operating expenses and revenue analyses asset/liability analyses transaction volume analyses analyses of fees and commissions Ability to report and allocate P/L (profitability) at a transaction, customer, account、or any combination thcicof. Abilily to transfer charge back and profit to any account and/or cost/profil center Gom any aclivily. 对人行和其他管制机构的报告 Management reporting to include: