利率市场化对企业集团财务公司的影响研究——以中国石化财务有限责任公司为例的中期报告.docxVIP

利率市场化对企业集团财务公司的影响研究——以中国石化财务有限责任公司为例的中期报告 摘要： 随着我国金融市场改革的深入推进，利率市场化已经成为一个重要的政策方向。然而，利率市场化对企业集团财务公司的影响还没有得到充分的关注和研究。本文以中国石化财务有限责任公司为例，研究了利率市场化对企业集团财务公司的影响。本文采用文献资料法、统计分析法和案例分析法等方法进行研究。本文发现，利率市场化对企业集团财务公司的影响主要表现为：一是利率的波动增加了财务成本，但也给财务公司提供了更多的投资机会；二是财务公司的收益率增加了，但风险也相应增加；三是财务公司的经营模式和业务结构发生了变化，提高了其竞争力和适应能力。 关键词：利率市场化；企业集团财务公司；影响；石化财务 Abstract： With the deepening of financial market reform in China, interest rate marketization has become an important policy direction. However, the impact of interest rate marketization on corporate financial companies has not received sufficient attention and research. Taking China Petrochemical Finance Co., Ltd. as an example, this study explores the impact of interest rate marketization on corporate financial companies. This paper uses methods such as literature review, statistical analysis, and case analysis. The results of this paper show that the impact of interest rate marketization on corporate financial companies mainly includes: First, interest rate fluctuations have increased financial costs, but have also provided more investment opportunities for financial companies; second, the yield of financial companies has increased, but risks have also increased accordingly; Third, the operating model and business structure of financial companies have changed, which has improved their competitiveness and adaptability. Key words: interest rate marketization; corporate financial companies; impact; petrochemical finance