Allianz安联：2024六个国家长寿素养分析报告（英文版）.pdfVIP

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06March2024LongevityisaTimeisoftheessenceinSettingpeopleupto

double-edgedswordretirementplanningsucceed

AllianzResearch

Whenthe

pennydrops

Analyzinglongevityliteracyinsixcountries

AllianzResearch

Executive

Summary

Sevenyearsago,weconductedourfirstseminalstudyonfinancial

literacy.¹Thislatestupdatefocusesonpensionandlongevity.

Inanagingworld,longevityliteracyisessential.Thenumberof

peopleaged65yearsorolderisexpectedtodoublefrom806mnin

2023to1.6bnin2050becauseofthedemographictransitiontolonger

PatriciaPelayoRomero

SeniorEconomist–InsuranceESGlivesandsmallerfamilies.Longevityliteracyreferstounderstanding

patricia.pelayo-romero@theeconomicandpersonalimplicationsofanincreasedlifespan

afterretirement.Retirementplanningiskeyasincomesecuritypost-

retirementwilldirectlydependonthesavingsaccumulatedduringthe

worklifeandthepublicfinancesofthecountryinwhichtheperson

hasretired.Failingtoplanisplanningtofail–bothindividuallyandby

policymakers.

ArneHolzhausen