区块链技术在跨境支付领域的应用.doc

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2024-07-05 发布于湖北
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区块链技术在跨境支付领域的应用.doc

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TitleTheApplicationResearchofBlockchainTechnologyinCrossBorderPaymentAbstractBlockchaintechnologyhasemergedasanemergingsolutionforenhancingthesecurityandefficiencyofcrossborderpaymentsThispaperwilldiscussthecurr

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Blockchaintechnologyinthefieldofcross-borderpayment

applicationresearch

[Abstract]Blockchainisarelativelycutting-edgetechnology,whichcanbewidelyusedontheInternetandhasahighdegreeofdecentralization.ThistechnologyisequivalenttoestablishingageneraldistributedledgerontheInternet.Participantscandirectlytransmitinformationandjointlyparticipateintheconfirmationofeachtransactionnode.Moreover,participantsareallowedtouseencryptionalgorithmsandsmartcontractsandothertechnologiestoaccessandoperateinformationintheirrespectivecompliancefields,ensuringthesecurityofinformationflow.Atpresent,theresearchonblockchainhasbecomeahotspot,anditsapplicationscopehasbeenextendedtomanyfieldssuchascommerce,consumption,education,healthcare,publicservice,etc.,andwillbecontinuouslyminedandappliedwiththedeepeningoftheprocessofeconomicglobalization.[1]BasedontheexperienceofThyssenElevatorCo.,Ltd.,thispaperwillanalyzethedefectsinthetraditionalcross-borderpaymentindustry,reflectingthereasonswhythecurrenttraditionalcross-borderpaymentsystemneedstobechanged.Inordertobettersolvethissituation,thispaperintroducestheblockchaintechnology.Inordertobettersolvethissituation,blockchaintechnologyneedstobeintroduced.Beforeanalyzinghowblockchaintechnologyisappliedtocross-borderpayment,thispaperwillfirstintroducesomefeaturesofblockchaintechnologytothereaders.Throughunderstandingthecharacteristicsofblockchaintechnologytoexploretheprincipleofblockchaininfinancialtransactions,andonthisbasis,theoveralldesignideaofblockchain+cross-borderpaymentmodeisfurtherproposed,andtheadvantagesofthismodearesummarized.Inordertofurtherreflectthefeasibilityofthismodel,thispaperalsointroducesthetypicalripplemodel.Finally,inordertofurtherpromotethe