中意附加意外住院津贴医疗保险（B款）-条款.pdf

中意人寿[2020]医疗保险066号

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本阅读提示是为了帮助您更好理解条款，对本附加合同内容的解释以条款正文为准。

您拥有的重要权益

在犹豫期内您若要求解除合同，我们仅扣除工本费····················································1.5

被保险人可以享有本附加合同提供的保障利益··························································2.3

您有权解除合同···································································································5

您应当特别注意的事项

本附加合同的保险期间为1年，每3年为一个保证续保期间········································2.2

在某些情况下，我们不承担保险责任···········································1.5、2.4、3.2、5.1、7.1

您应及时向我们通知保险事故···············································································3.2

您应按时支付保险费···························································································4.1

解除合同会给您造成一定的损失，请您慎重决策·······················································5.1

在某些情况下，本附加合同效力终止······································································6.1

我们对一些重要术语进行了解释，请您注意·······························································9

条款是保险合同的重要内容，为充分保障您的权益，请您仔细阅读本条款。

条款目录

1您与我们订立的合同3.1受益人7如实告知

1.1合同构成3.2保险事故通知7.1明确说明与如实告知

1.2保险合同成立与生效3.3保险金的申请7.2本公司合同解除权的限制

1.3投保年龄3.4保险金的给付8其他需要关注的事项

1.4合同的签收3.5诉讼时效8.1年龄错误

1.5犹豫期4保险费的支付8.2合同内容变更

2我们提供的保障4.1保险费的支付8.3联系方式变更

2.1基本保险金额4.2宽限期8.4争议处理

2.2保险期间及保证续保5合同解除9释义

2.3保险责任5.1解除合同的手续及风险

2.4责任免除6合同效力的终止

3保险金的申请6.1合同效力的终止

中意附加意外住院津贴医疗保险（B