欧盟人工智能法案：是时候开始准备了+The+European+Union+AI+Act：Time+to+Start+Preparing.docx

Mcsey

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McKinseyDirect

TheEuropeanUnionAIAct:Timetostartpreparing

AsuccessfuldigitalfuturedependsonresponsibleuseofAI.TheEUAIAct

marksasignificantstepinregulatingAIsystemsandcouldserveasablueprintforotherjurisdictions.

ThisarticleisacollaborativeeffortbyHenningSollerwithAnselmOhme,ChrisSchmitz,MalinStrandell-Jansson,

TimothyChapman,andZoeZwiebelmann,representingviewsfromMcKinsey’sRiskResilienceandDigitalPractices.

November2024

Verymature

Verymature

ArtificialintelligenceandgenerativeAI(genAI)

willhaveatransformativeimpactoneconomic

growthandproductivity.Thisisespeciallytruefor

organizationsthatexpecttomakechangestotheiroperationsusingthetechnology,arecentMcKinseysurveyshows.1

TorealizethebenefitsofAI,organizations

needtheunderlyingmodelsandtheiruseto

besecure,safe,andtrusted.Implementing

robustdatagovernance,model-risk,security,

andindividual-rightsmanagementiscrucial

forresponsibleAIgovernance.Together,thesepillarscreateasolidfoundationforfuturedigitaltransformation,anddigitaltrust.Accordingto

McKinseyresearch,trustedorganizationshavehighermarginsandbettervaluationsthanless-trustedones.2Andwhileonlyasmallcontingentofcompaniesaresettodeliverthisdigitaltrust,

organizationsthatarebestpositionedtobuild

digitaltrustarealsomorelikelythanotherstoseeannualgrowthratesofatleast10percentontheirtopandbottomlines.

Whilemanyorganizationsembracetheseconcepts,somestilllackfundamentalriskcontrolsforthenewtechnologies.Inearly2024,McKinseysurveyed

180EU-basedorganizationsinfivesectorsabout

thestateofAIgovernanceintheEuropeanUnion.

Seventy-onepercentofrespondentssaidtheirAI

riskgovernancewaslessthanmature,although

65percentofthemsaidtheywerealreadyusinggenAI(Exhibit1).

Surveyparticipantse