中国银行南阳市笔试英文行测高频题含答案.docxVIP

第PAGE页共NUMPAGES页

中国银行南阳市笔试英文行测高频题含答案

一、选词填空（共5题，每题2分，共10分）

1.Therapiddevelopmentofdigitalbankinghassignificantly______thetraditionalfinancialservicesindustry.

A.revolutionized

B.optimized

C.substituted

D.standardized

2.Toenhancecustomersatisfaction,thebankshould______itsonlineserviceplatformstomeetmoderndemands.

A.integrate

B.simplify

C.expand

D.reformulate

3.Thenewmobilebankingappaimsto______securitywhileimprovinguserconvenience.

A.balance

B.enhance

C.minimize

D.prioritize

4.Thebank’sstrategyto______theyouthmarketrequiresadeeperunderstandingoftheirfinancialbehaviors.

A.penetrate

B.evaluate

C.optimize

D.retain

5.Theregulatorychangeswill______thecompliancecostsforlocalbankslikeours.

A.reduce

B.increase

C.adjust

D.eliminate

二、阅读理解（共4题，每题3分，共12分）

Passage:

Theglobalfinancialindustryisundergoingamajortransformationduetotechnologicaladvancements.Artificialintelligence(AI)andbigdataanalyticsarereshapinghowbanksoperate,fromriskmanagementtopersonalizedservices.Forinstance,AI-poweredchatbotsnowhandleroutinecustomerinquiries,freeinghumanstafftofocusoncomplextransactions.Meanwhile,bigdataenablesbankstoanalyzecustomerspendingpatterns,offeringtailoredfinancialproducts.However,thisshiftalsoraisesconcernsaboutdataprivacyandjobdisplacement.Tothriveinthisenvironment,banksmustinvestindigitalinfrastructurewhileensuringethicalAIdeployment.

1.Whatistheprimarydriverofthecurrenttransformationinthefinancialindustry?

A.Governmentpolicies

B.Technologicaladvancements

C.Marketcompetition

D.Customerdemand

2.HowdoAIandbigdatabenefitbanks?

A.Theyreduceoperationalcosts.

B.Theyimprovecustomerserviceefficiency.

C.Theyeliminatetheneedforhumanworkers.

D.Theyenhanceregulatorycompliance.

3.Whatchallengesdoesthetechnologicalshiftposetobanks?

A.Higherinfrastructu