天津2025自考[金融学]英语二易错题专练.docxVIP

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天津2025自考[金融学]英语（二）易错题专练

一、单项选择题（共10题，每题1分）

1.Therapiddevelopmentoffintechhassignificantly______thetraditionalbankingindustry.

A)transformedB)deterioratedC)stabilizedD)expanded

2.Inthecontextofinternationalfinance,a______isanagreementbetweentwocountriestoreduceoreliminatetariffs.

A)tradewarB)monetaryunionC)freetradeagreementD)capitalflight

3.TheBaselAccordsprimarilyaimtoregulate______inthebankingsector.

A)non-performingloansB)liquidityriskC)interestrateriskD)exchangeraterisk

4.Acompanys______isthetotalmarketvalueofitsoutstandingshares.

A)networthB)marketcapitalizationC)debt-to-equityratioD)liquidityratio

5.The______isakeyindicatorofacountryseconomichealth,reflectingtherelationshipbetweeninflationandunemployment.

A)GDPgrowthrateB)PhillipscurveC)ParetoefficiencyD)Fishereffect

6.Inportfoliomanagement,the______principlesuggeststhatdiversificationcanreduceriskwithoutnecessarilysacrificingreturns.

A)marginalutilityB)efficientmarketC)diversificationD)risk-returntradeoff

7.The______isafinancialderivativewhosevalueisderivedfromanunderlyingasset,suchasstocksorbonds.

A)futurescontractB)equityC)mutualfundD)warrant

8.TheChinesegovernmenthasimplementedseveralmeasuresto______theshadowbankingsector.

A)encourageB)regulateC)expandD)eliminate

9.The______theoryarguesthatinterestratesaredeterminedbythesupplyanddemandformoney.

A)KeynesianB)MonetaristC)EfficientMarketD)ModernPortfolio

10.A______isafinancialinstrumentthatrepresentsownershipinacorporationandentitlestheholdertodividendsandvotingrights.

A)bondB)stockC)derivativeD)certificateofdeposit

二、完形填空（共1题，每题2分，共20分）

Readthefollowingpassageandchoosethebestwordforeachblank.

Theglobalfinancialcrisisof2008exposedthevulnerabilitiesinthebankings