金融学英语题库及答案.docVIP

金融学英语题库及答案

一、单项选择题（总共10题，每题2分）

1.Whichofthefollowingisconsideredaprimarymarketinstrument?

A.Bonds

B.Stocks

C.Mutualfunds

D.Annuities

Answer:B

2.Theprocessofbuyingandsellingexistingsecuritiesisknownas:

A.Primarymarketactivity

B.Secondarymarketactivity

C.Tertiarymarketactivity

D.Quaternarymarketactivity

Answer:B

3.Whatisthetermforthetotalamountofmoneyowedbyaborrowertoalender?

A.Equity

B.Debt

C.Capital

D.Revenue

Answer:B

4.Whichfinancialstatementshowsacompanysfinancialpositionataspecificpointintime?

A.Incomestatement

B.Balancesheet

C.Cashflowstatement

D.Statementofretainedearnings

Answer:B

5.Therateatwhichmoneylosesitsvalueduetoinflationisknownas:

A.Nominalinterestrate

B.Realinterestrate

C.Effectiveinterestrate

D.Annualpercentagerate

Answer:B

6.Whatisthetermfortheriskthataninvestmentsreturnswillbelowerthanexpectedduetomarketfluctuations?

A.Creditrisk

B.Liquidityrisk

C.Marketrisk

D.Operationalrisk

Answer:C

7.Whichofthefollowingisameasureofacompanysabilitytomeetitsshort-termobligations?

A.Debt-to-equityratio

B.Currentratio

C.Returnonequity

D.Price-to-earningsratio

Answer:B

8.Theprocessofevaluatingandselectinginvestmentstoconstructaportfolioisknownas:

A.Assetallocation

B.Diversification

C.Riskmanagement

D.Portfoliooptimization

Answer:A

9.Whatisthetermforthetotalvalueofacompanysoutstandingsharesofstock?

A.Marketcapitalization

B.Bookvalue

C.Networth

D.Earningspershare

Answer:A

10.Theconceptofdiversificationisbasedontheideathat:

A.Allinvestmentswillalwaysincreaseinvalue

B.Differentinvestmentsarenotcorrelatedwitheachother

C.Higherriskalwaysleadstohigherreturns

D.Itisimpossiblet