移动支付在亚洲的经济影响.pptxVIP

Theeconomicimpact

ofmobilemoneyinAsia

03DriversofmobilemoneysimpactonGDP11

Quantifyingtheimpactofmobilemoneysdriverson

GDPgrowth13

ComparingAsiaandSub-SaharanAfrica14

02ThemacroeconomicimpactofmobilemoneyinAsia07

MobilemoneyscontributiontoGDPbyregion09

MobilemoneysGDPcontributioninAsiabycountry10

01Mobilemoneysimpactbeyondfinancialinclusion04

Conclusion:Howpolicydrivesmobilemoneyadoption15

Contents

01

Mobilemoney’simpact

beyondfinancialinclusion

Mobilemoneyisnowa

financialserviceofchoiceacrossseveralmarkets

worldwide.

Whiletheuptakeofdigitalpaymentshasbeen

growing,theCOVID‑19pandemicaccelerated

theuseofmobilefinancialservicesacrossmany

countries.Mostconsumerscannowaccessabiggerrangeoftransactions,aswellascredit,savingsandinsuranceservicestoo.

Mobilemoneyhasbecomeamainstreamfinancial

serviceacrossmuchofAsia‑PacificandSub‑SaharanAfrica.Between2015and2024,thenumberof

registeredmobilemoneyaccountsincreasedfrom450millionto2.1billion(Figure1).

Mobilemoney’simpactbeyondfinancialinclusion

05/17

01

In2023,buildingonseveralresearchpapersand

empiricalevidence,theGSMAhighlightedmobile

money’spositiveimpactongrossdomesticproduct(GDP).1Overtime,mobilemoneyhaslowered

transactioncostsforusersandhelpedhouseholdswiththeircashflow.Thishasenabledmany

communitiestosmooththeirconsumptionand

managerisks.Byimprovingaccesstofasterand

moreefficientpayments,mobilemoneyhasallowedenterprisestogrow.

Ifmobilemoneyadoptionrises,these

microeconomicefectscanhaveamacroeconomicimpactandcontributetoeconomicgrowth.Whilethemicroecono