外刊双语阅读 住房与美国梦：租房和买房，哪个更便宜？公开课教案教学设计资料.docxVIP

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HomesandtheAmericandream：Cheapertorentortobuy?

住房与美国梦：租房和买房，哪个更便宜？

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We?crunch?thehouse-pricedataacrosseverycounty-withsurprisingresults

背景知识：

mortgagerates：抵押贷款利率。是指用不动产作贷款抵押的贷款形式下的贷款利率。按用途分类，主流利率大致分为抵押房地产业务和抵押财产的个人消费两类。

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【1】ForyearsnewhomebuyersinAmericahaveenjoyedlowerhousingcoststhan?renters.Between?2011?and?2020?themonthly?mortgage?paymentonatypicalhomewas?12%lowerthanthe?rental?forasimilar?property?(assuming?a?deposit?of?13%,thecurrentnationalaverage).A?steady?riseinhomevalues,worthroughly?7%ayearoverthepastdecade,als