投资与理财论文.docVIP

选课课号： 课程类别： 选修课 《投资与理财》课程考核 （课程论文） 题目：通货膨胀下的投资与理财策略及个 人理财规划 学生姓名： 学 号： 授课教师： 班 级： 教师评语： 成绩： ********学院********学院 20 年 月 中国 重庆 通货膨胀下的投资与理财策略及个 人理财规划 ****** （重庆***** 专业 年级 重庆） 摘要：近年来，国内物价不断上涨，逐渐加剧国内普遍性通货膨胀，现如今已经成为上至政府、下至老百姓探讨和关注的焦点问题。经过2008年金融危机之后，尤其自去年年底以来，CPI开始转负为正，并一路上涨，10月份更是创下25个月以来的新高，并且至今连续持高不下，让国内民众倍感压力。作为投资者在通货膨胀压力下应该选择相对合理的投资策略，坚持长线投资，捂住自己选的那些有望上涨的股票，只有这样才能逐渐增加自己的财富。而作为当代大学生，我们应该合理规划自己的大学经费，适当的进行自己的小型投资，为自己的将来投资做铺垫。本文简单介绍了下目前国内通货膨胀对投资与理财的影响，分析了目前投资市场的具体形势，为广大投资者提供了少许建议，最后简单阐述了下自己的大学理财规划 关键词：通货膨胀、投资策略、个人理财规划、CPI Abstract: In recent years, domestic prices domestic inflation accelerated universality, nowadays has become to the government, down to the people and the focus of the discussion. After the 2008 financial crisis after, especially since the end of last year, CPI start to negative are, and all the way up in October, but also set a record high since 25 months, and so far continuous remain high, make people feel more domestic pressure. As an investor in the inflation pressure should choose relatively reasonable investment strategy, adhere to the long term investment, cover your chosen those who expected to rise of stock, the only way to gradually increase their wealth. And as a contemporary college students, we should reasonable planning their university funding, appropriate for their own small investment, investment in the future for your groundwork. This paper briefly introduced the at present domestic inflation on investment and financing, the effects of the analysis of the current investment market circumstances, for the overwhelming majority of investors with a little advice, and finally briefly elaborated the their university financial planning Key words：Inflation, investment strategy, personal financial planning, CPI 前言 通货膨胀是指才纸币流通条件下，因货币供给大于货币实际需求，也即现实购买力大于产出供给，导致货币贬值，而引起的一段时间内物价持续而普遍上涨现象。其实质是社会总需求大于社会总供给。 投资与理财是一门以培养掌握投资