浅谈房地产抵押评估的方法与应用的论文.docVIP

浙江建设职业技术学院 毕业设计（论文） 论文题目 浅谈房地产抵押评估的方法与应用 专 业 房地产经营与估价 班 级 房 产 06 姓 名 许 俊 涛 指导教师 王 飞 飞 2009年5月 目 录 摘 要 3 前 言 5 一、现行的房地产抵押评估方法概述 5 1. 现行的房地产抵押评估方法的概述 5 2. 四种房地产抵押评估方法的概念 6 二、现行的房地产抵押评估方法的应用 7 1. 现行的房地产抵押评估方法的应用 7 2. 现行的房地产抵押评估方法之间的比较 8 三、现行的房地产抵押评估方法的不足及对策 10 1. 单一评估方法 11 2．组合评估方法 11 3．混合评估方法 12 4．主辅结合评估方法 12 四、案例项目评估分析 12 结 论 14 参考文献 15 致 谢 16 浅谈房地产抵押评估的方法与应用随着我国房地产市场的快速发展，房地产金融市场更加活跃，尤其是以房地产向银行进行抵押贷款，已成为许多单位和个人筹集和盘活资金的重要手段。随之而兴起的抵押评估业务已日益增多如何客观、公正、科学、合理地评估房地产的抵押价格，既保证金融信贷部门的资金安全，又保障抵押人应得的贷款数额，是的问题。(估价师)面前的重要问题，对其研究具有深远的意义。On the real estate collateral and application of assessment methods Abstract： With the rapid development of the real estate market, real estate, financial markets become more active, the scope of real estate valuation more extensive, especially in real estate mortgage loans to banks, has become in many units and individuals to raise funds and an important means of moving 。Followed by the rise of assessment of real estate mortgage business has been increasing, so how objective, impartial, scientific and rational assessment of the collateral real estate prices, is to ensure the financial security of the credit sector and deserve the protection of the mortgagor the amount of loans is a real estate appraisal agencies face a serious problem。How to use the appropriate method of valuation of real estate collateral valuation price is the valuation placed on the body of the important issues before the research has far-reaching significance。In this paper, the current real estate mortgage common assessment methods to assess the main cost, market comparison approach, income method。In this paper, an overview of the three methods, introduced the basic concepts, and then use these three methods are described and compared。Several ways to re-use of these shortcomings in the analysis, while the measures put forward in order