农村金融市场结构测度与优化途径探讨.pdfVIP

, Journal ofAnhuiAgr.i Sci. 2009, 37( 31): 15482- 15485 庆瑢 卢瑶 1 2 张瑞 , 陈卓 ( 1. , 610074; 2. , 610074) 运用绝对集中度指标相对集中度指标对我国农村金融市场结构进行测度, 分析农村金融市场结构不完 带来的突出问题, 并从 进入壁垒退出壁垒产品差异化 3 个方面提出优化我国农村金融市场结构的途径 农村金融; 市场结构; 市场集中度; 市场壁垒; 产品差异化 F 830. 6 A 0517- 6611( 2009) 31- 15482- 04 Study on the StructureMeasurement andOptim izationW ays of China Rural FinanceM arket ZHANG Rui et al ( School of Continuing E ucation, Southw estern University of Finance an Econom ics, Cheng u, Sichuan 610074) A stract The rural financemarket structurewasmeasure by using absolute concentration in ex an relative concentration in ex. The outstan ing problem s cause by mi perfect rural financemarket structurewere analyze . The optmi ization ways of rural financemarket structure in China were put forwar from the aspects of entry barrier, exit barrier an pro uct ifferentiation. Key words Rural finance; Market structure; Market concentration; Market barrier; Pro uct ifferentiation (Market Structure) , ( , ) , CRn = n S , S i ( i i i = 1 ); n , , 1 2005~ 2007(CRn ) ( 12), Si CR 1 , ; CR2 , ; CR3 , 2 1. 1 ( Con centration Ratio, CR n ) 1 2005~ 2007 Ta le 1 The county loan data in China from 2005 to 2007