自费研究生综合保险宁波诺丁汉大学.pdfVIP

中国平安人寿股份有限公司来华人员综合保险保障计划简介 Brief Introduction to Ping An Life Insurance Corporate Of China, Ltd. Comprehensive Insurance Protection Scheme for Foreigners staying in China 保险责任 Insurance coverage 一、在保险责任有效期内，本公司承担下列保险责任： I. Ping An shall undertake the following insurance liabilities during the period of insurance: 1、身故保险责任：被保险人因意外伤害事故或疾病(含SARS)死亡，本公司按约定保险 金额给付保险金，保险责任终止。 1． Death Insurance Ping An shall pay the stipulated amount of insurance compensation if the Insured dies of any accidental injury or disease (including SARS). Insurance liabilities thus terminate. 2 、残疾保险责任：被保险人因遭受意外伤害保险事故，并自遭受意外伤害之日起一百八十 日内导致残疾，乙方按照中国平安人寿保险股份有限公司“残疾程度与给付比例表（见附件 一）” 的规定比例乘以约定保险金额给付保险金。如第一百八十日治疗仍未结束，则按第一 百八十日的身体情况进行残疾鉴定，并据“残疾程度与给付比例表”给付“意外残疾保险金” 。 2 ． Disability Insurance: If the Insured suffers from any accidental injury which results in any disability within 180 days since the occurrence of the accidental injury, The sum insured shall be paid by Party B in the amount of agreed insured sum specified in the insurance policy multiply by certain proportion stated in the Disability Degree and Payment Proportion Table of Ping An Life th Insurance Corporate Of China, Ltd. (See Annex 1). If the treatment is not finished on the 180 days, disability identification shall be conducted on the basis of the Insured’s physical condition th on the 180 day, and the Insurance for Accidental Disability shall be paid in accordance with the Disability Degree and the Payment Proportion Table . 被保险人因同一意外伤害事故造成“残疾程度与给付比例表”所列残疾程度两项以上者，保险 人给付各对应项残疾保险金之和。但不同残疾项目属于同一手或同一足时，仅给付一项残疾 保险金；若残疾项目所属残疾等级不同时，给付较严重项目的残疾保险金。 If the same accidental injury results in two or more disabilities listed in the Disability Degree and Payment Proportion Table to the Insured, the Insurer shall pay the sum insuredto the sum of