建立铁路工程保险索赔快速反应机制初探.pdfVIP

38 2010 7 刘杨晋杰 ( 中国水电三局集团有限公司 铁路分局, 陕西 西安 710016) : 工程保险制度在发达国 已经普遍推行, 在我国铁路建设工程项目中还处在逐渐推广和试点阶段, 而随着国 加大铁路建设工程投资力度和建设项目市场化, 工程保险也将逐渐成为铁路施工企业风 险管理的重要手段目前, 铁路工程保险已经列入 铁路施工总价承包工招标文件中, 施工企业花 重金购买工程保险, 目的就是在施工过程中所发生的各种意外风险能得到保险保障因此, 施工企 业应结合铁路工程特点, 建立一套工程保险索赔快速反应机制, 以有效分散工程风险 : 铁路建设; 工程保险; 索赔; 快速反应; 机制 : F530. 31 : B : 1007- 9890( 2010) 04- 0038- 04 Exp loration s abou t estab lish ing an rap id reaction m echan ism to engineering insurance in ra ilw ay construction p rojects A bstract: Engineer ing insurance in railw a construction project has beenw idel carr ied out in developed countries. But in China it is still in the p ilot phase. A long w ith the national railwa construction increased invest men t and construction project m arketization, engineering insurance w ill graduall becom e railw a con struction enterprise risk management is the mi portant means. Currentl, the raiwl a engineering insur ance has been included in the contract price of railw a construction w ork in the tender documents, the construction enterprise on purchase project insurance, the purpose is in the process of construction of va rious risks can get insurance. Construction enterprise combining raiwl a engineering characteristics, and estab lish a set of project insurance clami the rap id reaction mechanism, effectivel d ispersing risk is the basic requ irements and effectivemeasures of project insurance. K eyW ords: raiwl a construction; engineering insurance; clami s; fast reaction; mechanism , 1 , 1. 1 , , , , , ,