车辆事故的查勘与定损研究.docVIP

车辆事故的查勘与定损研究 [摘要] 随着社会的不断进步人们的生活水平不断提高，便利的交通工具—汽车慢慢的进入到了人们的生活当中并扮演者不可或缺的角色。在方便了人们的同事由它而引起的事故也是不能忽略的。就此，为使车主在交通事故中能够得到保障，国家出台了一系列措施，也因此出现了汽车保险。当出现交通事故时，事故车主报案，保险公司员工到达现场确保事故的来龙去脉并根据相应的法规作出一定的赔偿。本文论述了汽车保险从无到有并飞速发展的过程，主要针对保险责任人。对查勘内容要求以及技巧进行说明，重点在车辆损失评估上。最后拿具体案例进行说明。主要突显出查勘员在处理事故中需要注意的具体细节和技巧。 [关键词] 保险责任 车损的评估 案例分析 查勘的技巧 碰撞痕迹的分析 Survey research to assess the damage and vehicle accidents [Abstract] With the continuous improvement of people s living standards, the car this convenient means of transport, but as the consumer service requirements and rights awareness, although for people to bring a high level of convenience, but also caused a traffic accident which can not be ignored in this connection , in order to protect the owners to get in a car accident , reduce claims resolution time is need to be resolvedproblem. China in recent years mainly to assess the damage mode is still the insurance company to assess the damage, but also led to the emergence of car insurance , when a traffic accident , the accident vehicles to assess the damage disputes gradually increase how to make rationality to maximize accident vehicles to assess the damage , they can receive the appropriate compensation , in order to protect the interests of the owners of a car accident . Prices and the traffic police department to assess the damage to its authority and impartiality has been no doubt, but a series of high costs and forced the specified repair shop car repair but has been plagued by insurance companies and accident owners . Finally, take the specific case described. Member survey highlights the need to pay attention in dealing with incidents in the specifics . [Keywords] Liability Insurance Vehicle damage assessment Case Study Survey techniques Traces of collision analysis 前言 目录 摘要 1 Abstract 2 前言 3 1 汽车保险发展过程 6 1.1汽车保险概述 6 1.2汽车保险的起源 6 1.3我国汽车保险发展进程 6 2 保险责任的查勘 8 3 现场查勘 11 3.1 现场查勘要求 11 3.2现场查勘的技巧 11 3.2.1事故车辆痕迹的种类和形态 11 3.2.2 事故车辆现场痕迹的查勘技巧 12 3.2.3车辆变形和破损痕迹鉴别和分析 12 3.2.