分析报告：安永会计事务所（EY）：适应变动中的环境与挑战.pdf

Making the right moves Global banking outlook 2012–13 Introduction Markets may have staged a strong On the regulatory front, implementation has already begun in some recovery in the first few weeks of areas and we should see more clarity from regulators during the course of 2012. However, many aspects of that agenda are still 2012 but the sustainability of that run evolving, particularly at a national level, and banks find themselves remains in doubt, and within much of trying to crack a complex code to determine the best path for their future without all the clues at their disposal. As those clues reveal the banking industry, the mood remains themselves, the extent of the impact on business and operating much less positive. Conventional models will become much clearer. wisdom is that it may stay that way for Whether viewed through an economic, regulatory or business lens, it is far from a level playing field and for some, the mood is more a while longer … and for many banks positive. Institutions able to invest will find select opportunities it will. Macroeconomic pressures and to strengthen their competitive position and grow. Others will become smaller and less complex, focusing on core strengths and regulatory changes are squeezing identifying in