城镇化对金融市场的影响.docVIP

2013年中央经济工作会议上城镇化建设被提到前所未有的高度。城镇化对统筹城乡发展和扩大投资消费具有十分重大意义，但是城镇化需要巨大的资金支持，依靠政府财力很难满足城镇化快速发展的需要，这就要积极发挥金融业的资金融通功能和优势，推动城镇化健康、持续发展，同时城镇化也将有力的促进我国金融市场的发展。 In 2013 central economic work conference urbanization construction have been referred to an unprecedented height. To balance urban and rural development of urbanization and expand consumption has very great significance to investment, but the urbanization needs huge capital support, rely on the government financial resources is hard to meet the needs of the rapid development of urbanization, it will be a positive play in the financial sector financing function and advantages, promote the healthy and sustainable development of urbanization, urbanization also will powerfully promote the development of financial market in China. 　　一、推动城镇化地区金融服务新需求的产生 A new demand of financial services, promote urbanization area 　　首先，当前我国新兴产业的快速发展尤其是部分地区的产业集聚区的建设（如苏州工业园区）对金融提出了新要求，中央经济工作会议提出的新型城镇化是以新型工业化为基础的，一方面，成长型企业不断增多、产业跨区域转移不断加速等特点在新型工业化过程中逐步显现，这就要求金融业开发出更多适合新型工业化发展的新服务和新产品；另一方面，以生物、微电子、现代物流等领域的金融需求在逐渐增加；其次，按照科学发展观的指引，建设新型城镇要更加重视生态环境的建设，不断构建人与自然和谐相处，更加宜居的城市，而且随着人们生活水平的提高，对这方面的要求也会越来越高，就需要金融支持生态城市建设。最后，新型城镇化以人为本提出了更高的金融需求，就是着力解决当前的现实社会问题，解决农民进城难的问题，要解决金融支持三农发展的问题，要让更多的农民从土地中解放出来，促进农村劳动力转移到城市中去，不断提高城市人口的比例。同时，还要努力解决农民进城后的生计问题，让农民进城有业可就，能够更好的生活下去，能够享受到城镇化带来的种种便利，这都需要金融提供资金。 First of all, the current our country the rapid development of emerging industries, especially in some parts of the industry gathering area construction, such as suzhou industrial park) puts forward new requirements on finance, the central economic work conference, put forward a new type of urbanization is a new industrial base, on the one hand, growth companies growing, accelerating industry cross-regional transfer characteristics in the process of new industrialization appeared gradually, which requires the financial industry to develop more suitable for new industrialization development of new services and products; On the other hand, such as biology, microelectro