中国政府主导型养老保险制度的路径选择.pdfVIP

ABSTRACT Chinais a situationof numberofthe facingverygrim agingpopulation，the whoisabove60hasreached11％．Theratioofactive and people employees retiredworkersis hasbeen thattheratiooftheactive declining．It predicted andtheretiredworkerswillbe3．3：1in2030． employees Thesituationof ledtoa seriousdilemmaofthe ageing pension offundsis 2001to of system．Theshortage 2075，thegap increasing，from China’Sbasic willreach9．15trillion individual pensionpayments yuan．Empty accounts theendof accountshavebeena appeared，by 2005，individual shortfallofabout800billion thesame ofChina。S yuan．At time，Thecoverage basic islessthan18．3 ofthelaborforcewhichisless pensionsystem percent thanhalfoftheworld‘S level．The of fund average supervisionsystempension endowmentfarfrom to iS Ied a commonoccurrenceof perfect，which embezzledlocal 1992to 1．7billionof 2004，about by government．FrOm were funds pension misappropriated． The ofthe reformisbasedonthe previousperspectivepensionsystem reformofthewelfare thinkthatthe onthe can