新农保制度地可持续发展研究.pdf

摘 要 摘 要 2009年开始实施的新农保制度为广大农村居民提供了养老保障。新农保制度以其创 新的制度模式、财政的大力支持、福利性的待遇水平等优越性吸引了农民的踊跃参保， 提前实现了新农保制度的全覆盖。新农保制度缓解了农民的养老压力，促进了社保制度 公平的实现，受到了社会各界的一致好评。在新农保制度取得一定成效的同时，实现新 农保制度的可持续性成了人们关注的问题。 本文以可持续发展理论为基础，对新农保制度的可持续发展进行了分析和定义，并 从基本公共服务均等化、制度变迁理论、激励理论的视角对新农保制度的可持续发展进 行了阐述。在新农保制度可持续发展相关理论的指导下，对现阶段我国新农保制度的实 施行情况进行了分析和总结，从制度设计和制度实施层面阐述了制约我国新农保制度可 持续发展的主要因素，主要有激励机制未能充分发挥作用、基金保值增值困难、保障水 平较低、衔接政策不健全、地方财政补贴能力难以保证、业务经办能力有待提高等。进 一步提出了从构建基金长效供给机制、探索制度的调节机制、健全相关配套机制、建立 专门的法律保障四个方面建立和健全可持续发展的新农保制度。 关键词 新农保制度 可持续发展 激励机制 供给机制 调节机制 I Abstract Abstract The new rural endowment insurance system carried out in 2009 provides the old-age security for the rural residents. The innovative account model, financial support, welfare treatment level of this new system has mobilized the initiative of rural residents and realizes the full coverage to the new rural endowment insurance system ahead of schedule. The new system has eased farmers pension pressure, promoted the fairness of the social security system, so it gains the unanimous praise from all sectors of society. While the new system achieved some success, the sustainable development of the new rural endowment insurance system is becoming the concerns of the people. Basing on the theory of sustainable development, this thesis analyzes and defines the sustainable development of the new rural endowment insurance system, and elaborates it from the perspective of the equalization of basic public services, the institution change theory, incentive theory. This thesis analyzes and summarizes the implementation situat