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论中国国有商业行制度改革
ABSTRACT
Underthewaveofworldeconomic andfinancial
integration
tothe
sectors its outsideworldandfaceskeen
bankingquickensstepopening
afterChina’S
international successfulinto
competition,especially entryWTO.Being
commercial more
mainofChinas banks’assets
the part finance,state-owned occupies
than70 ofthe determinesthewhole
competitionability
percentsgeneral,which
arestill
tothe muchmoredifferencein
situation,there corporate
directly.Aspresent
andassets
adequacy
governance,operationalinstitution,capital qualitycomparing
with
state-ownedcommercialbanks internationalbanks.Soweshould
major quicken
reformofthestate—ownedcommercialbanksandset
the oftheinstitutional
step up
thatsatisfiesthedemandsforthe of
modem-commercial
banks’system development
market and and
economy,reformopenmg.Improvingcompetitionability,averting
thefinancialrisks have and
controlling effectivelypracticalprofoundsignificance.
state-ownedcommercialbRnksshouldstartfrom
Theinstitutionalreformof
financialstrBetllre reformof
rights,promotestcck
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