养老金运营毕业论文摘要.docVIP

本科毕业论文 题目： 浅谈我国养老保险基金的投资运营 —以智利模式为例 学 院: 文法与经济学院 专 业: 劳动与社会保障 学 号: 座机电话号码3017 学生姓名: 钱 锦 指导教师: 胡荣芳 日 期: 二○一二年六月 摘 要 养老保险基金在社会保险基金当中基金数额最大，它不仅是养老保险制度的重要组成部分，而且在整个社会保险制度中都占有着十分重要的地位。养老保险基金在保证社会公平、维持社会稳定、促进经济发展等方面有着不可替代的作用。 然而，随着我国养老保险制度改革的不断深化，养老保险基金资产的不断增加，人口老龄化程度的日益加深，养老金支付危机依然严峻，养老保险基金的保值增值压力也与日俱增。而1981年智利成为了世界上第一个进行养老保险基金的私有化改革的国家，并且改革成效显著，取得了巨大的成功，世界上许多国家也纷纷对智利模式进行研究与探讨乃至效仿其改革模式。因此，在面对人口老龄化的冲击和养老保险基金保值增值的压力时，对于中国能否在养老保险基金安全的前提下，借鉴智利的改革经验并结合本国国情，实现养老保险基金保值增值的研究，具有重要的理论意义和现实意义。 本文首先是绪论部分，介绍了本论文选题的目的和意义，研究的内容以及国内外文献综述。第一章介绍了养老保险基金运作的相关概念和理论。第二章分析了我国养老保险基金投资运营的现状及问题分析。第三章着重介绍了智利的成功案例，并分析了智利模式当中养老保险基金投资运营的概况和对投资运营的评价。第四章主要是在立足本国国情的前提下借鉴智利的改革经验提出提高我国养老保险基金投资运营绩效的策略。 关键词： 养老保险基金： 投资运营； 监管 Abstract In the social insurance fund of the Funds largest pension fund, it is not only an important part of the old-age insurance system and are accounted for in the social security system as a whole has a very important role.Old-age Insurance Fund in ensuring social justice, maintaining social stability, promoting economic development, has an irreplaceable role. However, with the deepening of Chinas Old-age insurance system reform, increasing of pension fund assets, deepening degree of population ageing, pension payments crisis remains serious, preserving and increasing the value of pension fund pressure mounted. In 1981, Chile became the worlds first country to privatization of pension funds, and to effect significant reform and achieved huge success, many countries in the world have Chile models for research and discussion and to follow its reform patterns. Therefore, in the face of the impact of population ageing and old-age insurance fund for preserving and increasing the value of pressure, whether in premise security of pension fund in China, drawing on Chiles reform experience and combined with their own national conditions, pension fund research on preservation and appreciation of implementation is of great theoretical and practical significance. First, t