我国农村物流金融创新模式探讨重点解读.docx

PAGE 7 课程论文 我国农村物流金融创新模式探讨 院 系 ：专 业：年级（班级）：姓 名：学 号:完成日期： 摘 要 农村物流作为新农村建设和农村经济发展的一个重要经济增长点，农村物流金融是新农村物流发展的必然产物。农村物流建设的金融支持成为了农村物流建设的瓶颈，文章从我国农村物流发展现状入手，指出现阶段我国农村物流资金支持的困难和问题，地方财力难以承担，融资渠道不畅，金融机构贷款难以满足物流企业资金需求，担保体系不健全，影响金融机构放贷积极性，农村物流金融市场体系尚不完善。我国农村物流建设金融供给短缺的现状，必须有强有力的金融支持，这是解决问题的关键。根据问题整合现阶段，农村物流金融的创新运作模式。对邮政储蓄银行农村物流金融服务模式、地融仓模式、供应链金融物流模式、团购农产品物流金融模式进行探讨分析。再提出研发农村物流金融产品。 关键词：农村物流；物流金融；金融支持；整合；比较 Abstract Rural logistics as the new rural construction and rural economic development an important economic growth point, the rural logistics finance is the inevitable outcome of the new rural logistics development. Rural financial support for the construction of logistics has become the bottleneck of the construction of the rural logistics, this article from the current situation of rural logistics development, points out the present stage our country rural area logistics financing difficulties and problems, the local financial resources is hard to bear, the financing channels, financial institutions, loan is difficult to meet the demand of logistics enterprise funds, guarantee system is not sound, affect financial institutions lending enthusiasm, rural logistics financial market system is not perfect. The status quo of Chinas rural financial supply logistics construction, must have a strong financial support, this is the key to solve the problem. According to the problem of integration at present, the rural logistics financial innovation operation pattern. For postal savings bank of rural logistics financial service mode, to warehouse, financial supply chain logistics mode, discusses and analyzes the bulk agricultural products logistics financial mode. Add a research and development of the rural logistics financial products. Key words： Rural logistics ；Logistics financial ；The financial support ；integration ；?compare 目 录 1 引言 ………………………………………………………………………………………1 2 我国农村物流金融发展现状 …………………………………………………1 3 现代农村物流资金支持的困