我国商业银行竞争力研究_new重点解读.doc

我国商业银行竞争力研究 摘??????要 由于目前银行竞争力的理论仍处于初步研究阶段，没有形成一个完整的独立的分析框架，这将扩大到商业银行的相关竞争理论，以商业银行竞争力为基础，从银行竞争力的内涵及商业银行特征等方面入手，分析影响商业银行竞争力的各方面因素，确定构建评价指标的原则，从而初步构建出一套能够适应我国商业银行竞争力评价的指标体系。再通过对影响商业银行竞争力因素的评价分析，分别提出了对我国四大国有商业银行以及其他股份制商业银行的政策建议，提高我国商业银行的竞争力。 [关键词]：金融；商业银行；竞争力；问题；对策 [论文类型]：应用型 Title：The?business?bank?of?our?country?competitiveness?research? Major：Financial? ManagementName：ZhangJun??????????????Signature:_____________ Supervisor：ShiFeng??????????????????????Signature:_____________ Abstract Finance?is?the?core?of?modern?economy,?while?banks?in?the?financial?heart.?Competitiveness?of?the?energy?is?Fengyun?heart?beat.?To?grasp?the?lifeline?of?Chinas?economic?development,?we?must?firmly?grasp?the?core?of?the?financial?industry:?However,?if?we?seize?the?core?financial,?must?rely?on?bank?Fengyun?heart;?to?see?whether?the?strong?Fengyun?heart?beat,?for?the?national?economic?transport?blood,?we?must?examine?the?source?of?the?energy?of?the?heart?beat?Fengyun?----competitiveness. In?this?paper,?the?competitiveness?of?commercial?banks?based?on?the?theory,?the?competitiveness?of?the?content?from?the?banks?start?to?analyze?the?impact?of?the?competitiveness?of?commercial?banks,?various?factors,?the?principles?of?evaluation?to?determine?the?building?to?build?a?set?of?initial?commercial?banks?to?adapt?to?Chinas?Competitiveness?the?index?system.?Bank?of?competitiveness?due?to?the?current?theory?is?still?in?the?preliminary?study?stage,?did?not?form?a?complete?independent?analysis?framework,?this?paper?drawing?on?relevant?theory?and?competition?to?be?extended?to?build?a?commercial?bank?competitive?index?analysis?system.?Based?on?the?analysis?at?this?stage?of?Chinas?commercial?banks?were?put?forward?for?Chinas?four?state-owned?commercial?banks,?joint-stock?commercial?banks?and?other?policy?recommendations?to?improve?the?competitiveness?of?Chinas?commercial?banks. [Key?words]:??Finance;?commercial?banks;?competitiveness;?problems;?countermeasures [Paper?Type]:??applied?research 目?????????录 1