从“中国银行北京分行巨额骗贷案”浅析我国商业银行操作风险法律对策.pdfVIP

兰州人学硕 ：研究生学位论文 从“中国银行北京分行巨额骗贷案”浅析我国商业银行探作风险法律对策 The ofthe countermeasuresofthe of analysislegal operational凼l‘s banks China’Scommercialfrom¨Bank Br．／anch’S ofChina,Beijing Scam’’ HugeMortgage Abstract Banksarethemost creativeinstitutionsof infinancial prominent liquidity manet，whose inthefieldoffinancialis systembeyondargumem．However,in importance providingliquidity， bankis toundertake risk New the alsoassumed which，in correspondingrisks．Operational Capital beendefinedasthethird riskafterthecreditriskandmarketrisk Basel Accord，has greatest by Committeeon BankingSupervision． This takesa caseof”Bankof Br．／anch’S of0．645 paper China,BeijingHugeMortgage BillionSeam”asan to the of and law，the yuan example，tryinganalyze，fromanglemanagement main italso the tocontroland causesof countermeasures high risks，and proposes operational lowerthe risksofChina’Scommercialbanksinthemarket hjghoperational economy environmem． This first a ofacaseof bank riskof paper presentsdeepdescription typicaloperational Senhao isduetointernalstaffsseriousderelictionand Scam，which ApartmentsMortgage external indetailsofthe realizationand personnel’Sfraud，andanalyzes motives，thedesign，the the ofthe loanactivities．Andthenit the riskrefracted punishmentcheating probesoperational from in our this thefactorsrelievedthe riskof commercial case，analyzing operational country’S banksand severalriskswhichwouldbefacedtocommercialbanksinvirtueofthe proposinglegal weaknessofthecurrentfinancial ofour actual comparative legislationcountry．Finally，it,from forwarditsownviewsand on risksof conditions，puts suggestionspreventingoperational commercialbanksfromthe of statelawand institution angle perfecting regulations，stren舒hening and behavior fulluseof buildingblowingillegal bymaking legalweapon． countermeasures Keywords：therisk；commercialbanks；legal operational 兰州人学硕 ：研究生学位论文从“中圃银行北京分行■额骗贷案”浅析我囝商业银圣亍操作风险法律对羡 目 录 中文摘要…………………………………………．I Abstract．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．．