我国的中小企业融资与研究.docVIP

我国中小企业融资研究 摘 要 随着社会主义市场经济体制的逐步确立与完善，中小企业在推动创新、扩大就业、促进内需等方面发挥着越来越积极的重要作用。可是中小企业由于普遍存在经营规模小、盈利能力差、抵押担保不足等问题，融资成为困扰各国经济稳定健康发展的难题。本文主要通过对中小企业融资方式的理论阐述和融资现状的研究分析，结合我国中小企业的自身特点和融资环境，分别从内、外因两方面解析融资困境的产生原因，并针对问题的产生提出相应的解决对策。 关键词：融资；中小企业；融资困境 Abstract With the socialist market economy establishment and improvement , SMES play an increasingly active role in promoting innovation, expanding employment and promoting domestic demand and so on. But SMES, due to the prevalence of small-scale, poor profitability, lack of collateral security and other issues, it became troubled c