担保公司面临困境及法律对策——以中小企业信用担保公司为中心.pdf

偏重于对担保行业自我调节机制的培育及相关配套制度的制定；应当制定完整的 担保公司法律规范；应当完善担保公司的监管体系。 第四部分提出了完善担保公司相关实际操作规则的建议，包括对担保市场准 入规则、担保行业规则、公司业务规则以及担保行业自律、政府监管等方面的建 议。 【关键词】担保公司中小企业信用担保公司困境法律对策 ThePuzzI edomFaced i nChina bySuretyCompany and SoIutions LegaI —focusi on i esforsmaI I and ng suretycompan mediUlrlbusiness Abstract Major： EconomicLaw Concentration：Law Corporate Author： QinZhang Instructor：ProfessorGu Gongyun a11or are forwhich makes companiescompanies suretyshipup Surety mostoftheirbusihess．Theof inChinacanbe historysuretycompanies startedto anational tracedbackto1990’Swhenthestate buiidup surety mechanismforsmallandmediumbusiness．Thefirstnational suretycompany theformer wasChinaNational Co．Ltd．。created Investment＆Guarantyby StateEconomicandTradeCofIHnissionandthe ofFinance．Notuntil Ministry the inChina． 2000，suretycompaniesexperiencedrapidgrowth year didn’tlast decline However，therapid long．Asharp quickly growth tobothexternalandinternal of followed problemssurety up，attributing the lackedofnational suretyindustry companies．Behindrapidgrowth，the functionwell credit didn’t support．Meanwhile，thegovernment system duetounclear asmarket tomentionthe self—positionregulator，not theother effortsforthe hand，surety legislation suretyindustry．On didn’twell forthe intermsof companies get prepared rapidgrowth forbothbusiness and the management．A11problems competency operation fromfurther andtherefore preventedsuretycompanies growth deeply their threatenedcontinuousdevelopment． Basedonthe offactors tothecurrent analysis leading puzzledom faced is toadviseon companies，thistrying general bysurety paper 1ndustryprinciples， surety service companies terms and government administrationtofinda for way out suretycompaniesofthe Duzzledom from both theirbusiness environment andinternal problems． Thi s has four paper sectiOnS： Section oneisanintroduction aboutthe of history sHretycompanies athomeand abroad-Itserves asan onthe analysis from historyeconomic usunderstand perspective，helping