我国巨额外汇储的潜在风险及风险控制本科毕业论文.docxVIP

2013届毕业论文 我国巨额外汇储备的潜在风险及风险控制摘 要 自从我国进行汇率制度改革以来，外汇储备迅猛增长，特别是在加入世贸组织之后。随着我国综合实力的增强，在国际上担当越来越重要的角色，如今我国3.4万亿美元的巨额外汇储备，引起了各界的广泛关注。3.4万亿美元的外汇储备对我国经济犹如一把“双刃剑”。巨额的外汇储备，虽然体现我国综合国力的提升，同时也给我国各领域带来很多风险。本文首先从我国外汇储备的发展及现状，深入了解其产生的原因，然后针对存在的风险，结合中国的实际国情，提出了加强外汇储备的风险控制和管理的建设性措施。关键词 外汇储备；风险；风险控制 ABSTRACTSince the reform of exchange rate system in our country, foreign exchange reserves grows rapidly , especially after joining the WTO. With the increase of comprehensive strength, China plays a more and more important role in international. Now 3.4 trillion US dollars of huge foreign exchange reserves, has attracted wide attention from all walks of life. 3.4 trillion US dollars of foreign exchange reserve to our countrys economy is like a double-edged sword. Though huge foreign exchange reserves shows the increase of Chinas comprehensive national strength, it brings many risks to our economy and the financial sector. This article first study the development of Chinas foreign exchange reserves and the status quo, then analyzes the reasons.Finally,according to Chinas actual national condition,put forward some constructive Suggestions in order to manage and control foreign exchange reserves risks.Key words foreign exchange reserve；risk；risk control目 录1 我国巨额外汇储备形成成因分析 …………………………………………11.1 我国外汇储备变迁历程回顾…………………………………………11.2 原因分析………………………………………………………………2 1.2.1 内部原因分析………………………………………………………3 1.2.2 外部原因分析………………………………………………………42 我国巨额外汇储备风险 ……………………………………………………6 2.1 我国外汇机会成本加大………………………………………………6 2.2 收益过低的投资风险…………………………………………………6 2.3 加大通货膨胀的压力…………………………………………………72.4 汇率风险………………………………………………………………72.5 外汇结构单一，非系统性风险过大…………………………………7 2.6 对我国保持独立的货币政策非常不利………………………………8 2.7 难以承受的强烈的国际压力…………………………………………83 我国巨额外汇风险控制及措施 ……………………………………………10 3.1 进行产业结构优化，降低融资成本…………………………………10 3.2 实行积极管理，提高储备资产投资收益……………………………11 3.3 改革外汇管理制度，化解通胀风险…………………………………11 3.3.1 完善相关法律法规………………………………………………11 3.3.2 改革外汇管理体系………………………………………………12 3.3.3 放宽外汇管理制度………………………………………………12 3.3.4 逐步推进资本账户开放…………………………………………12 3.