我国信用担保机构监管法律制度的研究.pdf

Abstract Abstract Market actors that formed by small-medium-sized enterprises and individual venturing ale extremely important micro-actors and component pros of China’s socialist market economy,its integral development directly affect the economy development of me whole country．The developing of small-medium-sized enterprises and individual venturing rely on supporting of financing,however,difficulty of finding credit guarantee is the ‘bottleneck’that restrict the丘rmeing of them During the emerging of credit guarantee institutions in multitude,the problem seems to be solved in some degree．However,from the appearance to great development,the developing procedure of credit guarantee institutions in China is rapidly．Objectively speaking，it is lack of relatively theoretical and practical preparation,has 110 clear consideration about the positionsetting of恤profession development and the risks that may occurduring the developing progress development, especiaUy it has not carefully research and deploy relatively solutions to cope with and reduce risks．From the actual developing conditions in recent years,because of risk problems behind the credit guarantee profession have acemnulated SO much,the developing quality of credit gtmrantee institutions in some places should be画d attention after great development in a period oftime．At她same time,the government gives no comprehensive, nomaative and effective supervision,which will extremely harm to the development of guarantee profession,the financial，small-medium-sized enterprises and steady ofthe whole financial and economic order ifthe bad situation continues．Hence,ifthe financing difficulty of small-medium-sized enterprises want to be truly resolved,it should be start to solve the problems that existed in guarantee profession,only in this way can a【l{滁our guarantee profession maintain healthy，llormative,sustainable development．Therefore,perfection of credit gumantee institutions supervision is imperative． The paper is divided