影响我国长期护保险需求因素的实证分析5.25.docVIP

专投《北京工商大学学报》，请指正！ 影响我国长期护理保险需求的实证分析 Empirical Analysis on the Influencing Factors of Demand of Long-term Care Insurance 摘要：本文his article will formulate statistical model to analyze the factors which affect the demand of long term care insurance from macroscopic perspective. And then find out: as the expenditure of social medical insurance and social pension insurance per year increased by 1% , the demand of commercial long-term care will go up 0.1222%; the influence over long term care insurance demand in terms of disposable income in real terms for urban residents，the one-year official