农村信用社不良资管理探讨——龙浩亮.docVIP

农村信用社不良资产管理探讨 [摘 要] 不良资产问题是当前制约农村信用社发展的重大难题，也是优化农村信用社产业结构，实现农村信用社资产转营，深化农村信用社改革急待解决的问题。在农村信用社改革浪潮下，如何切实有效盘活农村信用社不良资产，已成为制约农村信用社改革成败的关键。根据当前农村信用社不良资产的现状、成因及其化解对策，农村信用社应积极采取有效的方式、切实可行的方法去处置不良资产，综合治理，对症下药，才能最大程度的盘活农村信用社的不良资产，达到深化改革与发展的目的。 [关键词] 农村信用社 不良资产 风险 管理 农村信用社植根农村，以服务三农为宗旨，是农村的主力军农村信用社不良资产的现状成因有效不良问题，已直接关系到持续生存和发展。清不良是一场维护信用社合法益的捍卫战又是一场智慧的较量战，根据不同的贷款对象采针对性措施，提高不良2001，1）。 [3] 傅志寰。关于金融支农问题的调研报告[EB/OL]。新华网，2004。 [4] 李明贤，李显柱。农村信用社不良资产处置途径无忧会计网信用社不良贷款的成因及施治措施 letters and calls, and do practical things for the masses combine good, effective through reaching people at the service of the last mile. Third, foster the development of new energy, new General Secretary XI Jinping stressed development of innovation forest restructuring, revitalization of the old industrial bases in Northeast China is the States major strategy, Central has issued comprehensive opinions of revitalizing Northeast China and other old industrial bases, the CPC Central Committee on revitalization in Northeast China were ... Vigorous determination does not waver, the work does not slacken off. Be firm with in the development has more to do with hard, and not muddle along, passive inaction. To rely on their own efforts, cant wait, cant wait, stand still. This not only provides new opportunities for development in our region, and gave us new requirements. We must seize the opportunity, full use of national policy, has to be more complicated, to start and target, give full play to the initiative of leading cadres at all levels, active, active, focusing on building new momentum for development, accelerating transformation of forest development. To implement the new development philosophy. Philosophy is the action guide, new ideas and new developments. Carrying out innovation, coordination and development of green, open, shared ideas, must be measurable, direct action with new development concepts, training cadres. In a new development concept as a yardstick. Established in line with th