个人信用卡管理系统论文.docVIP

杭州国际服务工程学院（信息科学与工程学院） 本科生毕业设计（论文）正文  个人信用卡管理系统 摘 要 随着我国经济的快速发，人们的出行活动越来月频繁，对行业服务和支付方式的快捷、便利的需求越来越高。在我国，信用卡业务发展十分迅猛，截止2011年末,我国信用卡新增发卡量5500万张,累计发卡量达2.85亿张,同比增长24.3%;交易笔数28.50亿笔,交易金额达7.56万亿元,较2011年分别增长18.75%和47.95%。由于信用卡的支付的方便、快捷，深受用户的喜爱，一名用户可能拥有多张信用卡。但在信用卡在给我带来便利的同时，银行同样要求持卡人必须保持一定期间的消费次数和额度，但在每次消费都需要繁杂的计算信用卡免息和最后还款日，一步留心信用卡过期还款或者还款金额不够。不但要承担高额的罚款，还会在信用报告中留下逾期记录，影响以后到银行贷款。因此开发一个个人信用卡管理系统是有十分的必要性，可以方便用户来管理自己的所拥有的信用卡，方便明了清楚的掌握自己信用卡的详细信息，提醒用户能在规定时间内及时还款，避免不必要的损失。论文对个人信用卡管理系统进行需求分析，提出了一个系统实现方案并予以设计和实现。系统利用Internet技术和先进Java Sever Pages （JSP）B/S模式和MVC架构。 关键词：信用卡，管理系统，MVC，JSP, B/S ABSTRACT With the rapid development of China’s travel activities become more and more frequent, the industry service and quick payment and convenient demand also become more and more high . In China, credit card business developed rapidly. By the end of 2011, Chinas new credit card volume of 55 million cards amounted to 285 million, an increase of 24.3%; pen 2.85 billion of transactions, the transaction amounted to 7.56 trillion yuan in 2011, representing an increase of 18.75%and47.95%. Due to the convenience of credit card payment, fast, are popular, a user may have multiple credit cards. . But the credit card convenience brought me, the bank also requires the cardholder must maintain a certain period of consumption frequency and the amount of interest-free, but in every consumer need complicated calculation of credit card and the final repayment date, step carefully credit cardslate payment or repayment amount is not enough. Not only have to bear the high fines, overdue record will be left in the credit report, affect future to bank loans. So it necessary to develop a personal credit management system，it can makes user easily manage their own cards, easy to know their cards’ information。This system remind user to be able to pay their bill timely. The system utilizes the advantages of Internet technology and advanced Java Sever Pages (JSP) technology, the use of B / S mode and