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* Source: Rural Dev Dept (2010) GAPS: Asset-based Empowerment The World Development Report (WDR 2008) indicates that ? The asset endowments of rural households have been low for generations, and they continue to decline in places. Market and government failures affecting the returns on those assets are pervasive. Adverse shocks often deplete already limited assets, and the inability to cope with shocks induces households to adopt low risk, low-return activities (2008:72). Asset-based empowerment, the causal variables critical for self-reliance and sustainability (human capabilities, resourc