財產及責任保險.pptVIP

Property and Liability Insurance 財產及責任保險 Homeowner’s Insurance Policies房屋保險 Cover multiple perils (e.g., fire, theft, storms, faulty household systems or appliances, riot, volcanoes, vehicles, aircraft)保障各種不同的保險(例如：火災、竊盜、暴風、房屋或是家電， 冰雹、龍捲風、汽車或行飛行器) Sold in six basic versions有六種型態出售 Six Basic Packaged Homeowner‘s Policies六種基本的房屋保單 HO-1: Basic form homeowner’s insurance基本式房屋保險 HO-2: Broad form homeowner’s insurance一般式房屋保險 HO-3: Special form homeowner’s insurance特殊房屋保險 HO-4: Renter’s or tenant’s insurance承租人或租屋保險 HO-6: Condominium owner’s insurance共同管轄公寓所有人保險 HO-8: Modified coverage – older