Reflections on Chinas equity crowd-funding and guard against the risk of problems.docVIP

Reflections on Chinas equity crowd-funding and guard against the risk of problems 　　Abstract. At present, Chinas equity crowd-funding platform development like a raging fire, its business model is financing online for small and medium-sized enterprises , many investors to participate in the same project, while equity in return for a platform to receive a certain percentage of service charge. However, no related domestic regulatory measures, divorced from a legal gray zone , improper operation may become a pool of funds to engage in illegal fund-raising, illegal securities activities. Therefore, this article is based on two domestic representative platform-“Angercrunch”and Dajiatou to raise public equity, the comparative study of the problem currently facing a series of recommendations, including the introduction of regulation, improve the legal system, conduct investor risk education and self-education, etc. 　　Keywords: Equity crowd-funding, LED investment, Investment risk 　　1. Summary 　　Through online equity crowd-funding platform for financing is a kind of Internet financial innovation model. At present domestic investment demand is very large, while the bank put a lot of credit lines to State-Owned Company, the small and medium-sized enterprise restrict by scale, financing owing on the loan conditions, risk control, so it is difficult to achieve banking requirements, making it relatively difficult to finance. Equity crowd-funding platform emerge along with the supply and demand, broaden the financing channels for small and micro enterprises, making it a good entrepreneurial projects people can realize their business dreams, funding process is good publicity process. Some projects also allow civilians to participate in the design, marketing and other aspects of the entire products, the younger generation is now in line with the pursuit of individual innovative new philosophy of life. Meanwhile, the equity crowd-funding platform is truly a universal platfor