commercial output program- property coverage part（商业产出计划-财产保险的部分）.docVIP

AAIS CO 1000 10 02 Page 1 of 31 COMMERCIAL OUTPUT PROGRAM PROPERTY COVERAGE PART agreement In return for your payment of the required premium, we provide the coverage described herein subject to all the terms of the Commercial Output Program. This coverage is also subject to the schedule of coverages and additional policy conditions relating to assignment or transfer of rights or duties, cancellation, changes or modifications, inspections, and examination of books and records. Endorsements and schedules may also apply. They are identified on the schedule of coverages. Refer to Definitions for words and phrases that have special meaning. These words and phrases are shown in quotation marks or bold type. Definitions 1. The words you and your mean the persons or organizations named as the insured on the schedule of coverages. 2. The words we, us, and our mean the company providing this coverage. 3. Accident means direct physical loss as follows: a. mechanical breakdown; b. rupturing or bursting of moving parts of machinery caused by centrifugal force; c. loss caused by arcing or electrical currents other than lightning; d. explosion of steam boilers, steam pipes, steam turbines, or steam engines that you own or lease or that are operated under your control; e. loss to steam boilers, steam pipes, steam turbines, or steam engines caused by any condition or occurrence within such equipment; or f. loss to hot water boilers or heaters caused by any condition or occurrence within such equipment. 4. Business means the usual business operations occurring at covered locations including the tenantability of covered locations when the selected coverage option includes rents. 5. Computers means: a. hardware owned by you or in your care, custody, or control; or b. software. 6. Computer hacking means an unauthorized intrusion by an individual or group of individuals, whether employed by you or not, into a computer, a Web site, or a compute