学位论文-人民币国际化对我国金融监管体系的影响研究.doc

毕 业 论 文 题 目 人民币国际化对我国金融 监管体系的影响研究 学 院 商学院 专 业 金融学 班 级 金融1210 学 生 学 号 指导教师 二〇一六年四月二十日 摘 要 21世纪以来，随着改革开放政策的贯彻落实，我国的经济水平跃至国际第2的位置。同时，人民币“入篮”标志着人民币国际化的进一步加深，中国正从一个旁观者转向一个参与者。人民币国际化的加深进一步提高了中国在世界上的影响力，同时就国内而言，它为国内的金融监管体制改革增添更多的动力，带来更多的契机，也带来了许多的挑战。世界货币的国际化，在加大各国经济交流与合作的同时，也带来了许多的冲击和金融风险。本文通过对人民币国际化发展现状以及带来的风险和已建立的金融监管体系现状与缺陷的分析，得出改革完善中国金融监管体系的必要性，提出符合中国国情的完善方案，完善金融监管体系，建立统一监管、分工协作、伞形管理的金融监管体系，建立一个统一的金融监管机构进行综合金融管理。 关键词:人民币的国际化；金融风险；人民币“入篮”；金融监管体系； ABSTRACT At present, Chinas economy has been ranked the second in the world, to world economic growth contribution rate reached almost 40%. At the same time, the RMB into the SDR marked the further deepening of the internationalization of the RMB, China is from a bystander to a participant. The internationalization of the RMB further improved Chinas influence in the world, at the same time in terms of domestic, it add more to the financial regulatory reform in domestic power, bring more opportunities, also brought a lot of challenges. The currency internationalization in the world, in more countries economic exchanges and cooperation at the same time, also brought a lot of impact and financial risks. This article through to the current situation of the development of RMB internationalization as well as the risks and the current situation of financial regulatory system has been established and the analysis of the defect, it is concluded that the necessity of the reform and improve Chinas financial regulatory system, put forward to improve the scheme which accords with the situation of China, perfecting the financial regulatory system, establish a unified regulation, collaboration, umbrella management of financial regulatory system, the establishment of a unified comprehensive financial management financi