On the training of college students manage their money.docVIP

On the training of college students manage their money Abstract: There are three errors students financial point of view, resulting in lack of financial literacy students, ‘enough money to spend,’ and so causes, family, school and social factors and the factors that the students themselves. To change the financial status of students, the students themselves to establish the correct financial management concepts, learn financial management, while creating a consumer culture environmental health sciences, school, family and society shared responsibility. Keywords: college financial financial management As China’s rapid economic and social development, increasing people’s living standards, consumption patterns and increasing diversity of content, while students in this special group of consumption structure different from the past, but students in financial knowledge is still quite scarce , still need to develop financial management. First, college students the concept of consumer and financial status Currently there are several students in the understanding of the financial myths. First, the ‘financial management is the exclusive.’ This idea is very wrong. Money As the name suggests is to take care of money, college students money on hand is limited, but need financial management. Achieved through the financial assets of preservation and appreciation, in order to achieve their goals. Second, the ‘financial management is to buy a fund, buy stocks.’ This view is incomplete. Stocks and funds as a financial management tool, not all financial. Money is the life of the financial management, that is, personal life and risk of cash flow management is to achieve pre-set economic goals, to take one or more classes of financial instruments, through one or more means to achieve its economic goals of plans, programs or solutions. In fact, cash arrangements, consumer planning, education expenses, insurance, investment and financial management of pension