AnOverviewStudyonP2PLending重点.PDFVIP

ISSN 1923-841X [Print] International Business and Management ISSN 1923-8428 [Online] Vol. 8, No. 2, 2014, pp. 14-18 DOI: 10.3968/4801 An Overview Study on P2P Lending GAO Ruiqiong[a]; FENG Junwen[a],* [a]School of Economics and Management, Nanjing University of Science These convenient, fast, transparent and direct small and Technology, Nanjing, China. credit transactions originated from England and soon * Corresponding author. spread across countries and are now accepted by all kinds Supported by the Ministry of Education of Humanities and Social of small lenders and borrowers who have problems in Science project (No.10YJA630031). investment and loans. All kinds of credit network platforms have sprung up as Received 19 March 2014; accepted 9 May 2014 P2P emerged, followed by endless discussions and research. The domestic and foreign research on P2P credit network Abstract mainly concentrated on the following several aspects. Recent years have seen a boom in small private loans. Once developed, P2P lending quickly spread to all countries. This article gives an overview study on the 1. THE R