我国环境责任保险实施现状及立法改进设想.pdfVIP

第32 卷总第134 期 科学·经济·社会 Vol.32 , Sum No.l34 2014 年第1 期 SCIENCE • ECONOMY • SOCIETY No.l , 2014 我国环境责任保险实施现状及立法改进设想 胡 王白，赵文蜻 (兰州大学法学院，甘肃兰州 73创则) 摘 要:迄今为止，主要发达国家的环境责任保险制度已进入较为成熟阶段，并成为通过社会化途径解决环境损害 赔偿问题的主要方式之一。受经济发展水乎、环境保护意识、保险公司的规模与实力等因素的制约，我国尚未建立 实质意义上的环境责任保险制度。近年来，国内众多学者分析和阐述了我国环珑责任保险的立法模式、承保范围、 保险费率等问题，但就我国环境责任保险制度的实施现状来看，改进我国环境责任保险立法、促进环境责任保险事 业发展仍有诸多亟待解决的问题。 关键词:环境;环境责任;保险 文章编号:l(脱-2815(2014)01-0126-05 中圄分类号:F403 文献标志码:A Chinas Environmental Liability Insurance Implementation Status and Legislation Improvement HU Po , ZHAO Wen-jing ( Sc1wol o.μ剧， wnz加u University ,wnzlwu 7细则， China) Abstract: so far , the major developed countries environmental pollution liahility insurance system has entered a more ma- ture stage , and became one of the main ways to solve the environmental damage liahility issues through social means. Sub- ject to the level of economic development , aw缸eness of environmental protection and the insurance companys size and stren俘h and other factors , China has not yet estahlished a real sense of the environmental liahility insurance system. In re- cent years , many domestic scholars have analyzed and described China s legislative model of environmental liahility ins町­ ance , coverage , premium rates and other issues , but in view of the status of implementation of environmentalliahility insur- ance system , there are still many problems to be solved to improve China s environmental liahility insurance legislation , and promot