责任保险对侵权行为法影响及其相互调适.pdfVIP

2 责任保险对侵权行为法的影响及其相互调适 中文摘要 责任保险对侵权行为法的影响及其相互调适 中文摘要 侵权行为法与责任保险是现代损害赔偿体系中关系最为密切的两种制度。2010 年颁布的《侵权责任法》对于我国侵权法发展以及中国特色社会主义法律体系建立具 有重要意义。然而无论在理论还是实务层面，责任保险因弥补了侵权行为法的缺陷， 改变了人们在侵权事故发生后的行为方式，因此对侵权行为法造成了一定的冲击，但 是这种影响并不会导致有些学者认为的：“侵权行为法正在走向消亡”。实际上在责 任保险制度的影响下，二者正在呈现出一种互相补强的发展趋势。鉴于此，本文旨从 二者的源起与特征出发，在探讨责任保险对侵权行为法的冲击基础上，分析了二者之 间更为凸显的相互融合促进的发展关系，立足于我国目前的国情及法律体系提出了相 关立法的制度性设想，通过不断完善侵权行为法和责任保险制度，以期缓解二者的冲 突，从而建立和谐共存的侵权损害分担机制。 关键词：责任保险；侵权行为法；影响；调适 作 者：王亚男 指导教师：史浩明 I Abstract The influence of liability insurance on Tort Law and their mutual adjustment The influence of liability insurance on Tort Law and their mutual adjustment Abstract Tort Law and liability insurance closely tied to each other in modern compensation system. Promulgated on July 1, 2010, Tort Law of the peoples republic of china is significant for the development of Tort Law and the establishment of Chinese characteristics of a socialist legal system. However, in theory and practice, liability insurance for defects in tort law, change the way of people in tort accident behavior, so liability insurance make a huge impact on Tort Law, but this effect didn’t caused tort law is extinct believed by some scholars. In fact, under the influence of liability insurance, their development are complementary and interactive. In view of this, from the origin and characteristics of the two starting, I analyzed their complementary trend of development