论对提升我国商业银行风险管理能力的思考(国外英语).docVIP

论对提升我国商业银行风险管理能力的思考(国外英语资料) The thinking on improving the risk management ability of commercial Banks in China [thesis keywords] commercial Banks; Risk management; thinking [abstract] from commercial Banks, risk is associated with it. With the bank The increasing development of the market and the increasing competition of the market also show the complex and volatile characteristics of banking risk. Combined with the orders, We are in a period of economic transition. The economic environment is more complex and the banking industry is not growing well Familiarity, the form of risk, is more specific, and this raises higher requirements for risk management. This article attempts to pass The analysis of the general principle of risk management of commercial Banks is carried out in accordance with the requirements for the implementation of the scientific outlook on development. To discuss the development direction of risk management of commercial Banks in order to improve the risk management ability of commercial Banks. First, the development trend of risk management of commercial Banks Commercial bank risk management is the product of the development of the banking business and the increasing awareness of financial risk. Initially, the risk management of commercial Banks mainly focuses on the risk management of the asset business, emphasizing the retention of bank capital The liquidity was mainly related to the commercial banking business of the time, such as lending. Since the 1960s, the focus on risk management of commercial Banks has shifted to liability risk management By using borrowed money to maintain or increase the size and yield of assets, it creates a bar for the expansion of the banks business But it has also increased uncertainty over Banks operations. In the late 1970s, international market rates were sharp Volatility, a single asset risk management or liability risk management no longer applies, and the risk management of assets liabilities In this paper