02-04流动资金贷款管理暂行办法（国外英文资料）.docVIP

02-04流动资金贷款管理暂行办法 Order of the China Banking Regulatory Commission 2010 first The Interim Measures for the administration of working capital loans have been adopted by the seventy-second chairmans meeting of the China Banking Regulatory Commission. They are hereby promulgated and shall come into effect as of the date of promulgation. In Chairman: Liu Mingkang Two years, February 12th In Interim Measures for the administration of working capital loans Chapter I General Provisions The first capital loan business in order to regulate the banking financial institutions liquidity management behavior, strengthen liquidity loans prudent management, and promote the healthy development of working capital loans, according to the Peoples Republic of China banking supervision law, Peoples Republic of China Commercial Bank Law and other relevant laws and regulations, the enactment of this approach. The Article second the banking financial institutions (hereinafter referred to as lenders), which have been established through the approval of the China Banking Regulatory Commission in Peoples Republic of China, shall abide by these measures. The Third said liquidity loans as mentioned in these Measures refers to the lender to enterprises (thing) under the provisions of legal persons or other organizations as the state can be issued for their daily production and management turnover of foreign currency loans. The Fourth lenders to carry out the flow of loan business, should follow the law, compliance, prudent management, equality, voluntariness, fairness, good faith principle. The Article fifth the lender shall improve the internal control mechanism, the implementation of the loan management of the whole process, comprehensive understanding of customer information, the establishment of risk management system of working capital loans and effective post balance mechanism, the implementation of loan management responsibilities to specific departments and positions, and the establishmen