aut pp quick guide - national association of …（aut快速指南-协会页u2026）.pdf

AA CCoonnssuummeerr’’ss Quick GGuuiiddee Headquartered in Kansas City, Mo., the National Association of Insurance Commissioners (NAIC) is a voluntary organization of the chief insurance regulatory officials of the 50 states, the District of Columbia and five U.S. territories. The NAIC’s overriding objective is to assist state insurance regulators in protecting consumers and helping maintain the financial stability of the insurance industry by offering financial, actuarial, legal, computer, research, market conduct and economic expertise. Formed in 1871, the NAIC is the oldest association of state officials. For more than 135 years, state-based insurance supervision has served the needs of consumers, industry and the business of insurance at-large by ensuring hands-on, frontline protection for consumers, while providing insurers the uniform platforms and coordinated systems they need to compete effectively in an ever-changing marketplace. For more information, visit . NAIC Executive Headquarters NAIC Securities Valuation Office NAIC Government Relations Office 2301 McGee Street, Suite 800 48 Wall Street, 6th Floor 444 North Capitol Street NW, Suite 701 Kansas City, MO 64108-2662 New York, NY 10005-2906 Washington, DC 20001 816.842.3600 212.398.9000 202.471.3990 A Consumer’s Quick Guide to Auto Insurance 1 This guide provides information on how to make decisions when you buy auto insurance. You have a choice in coverages and prices will differ between insurance companies. If you own a motorcycle, an RV, or an off-road vehicle or are buying commercial insurance for a business, your insurance choices may be different than those described here. This brochure discusses insurance for your cars and trucks. Why you need insurance Auto insurance is an important purcha