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保单八陷阱保户如何见招拆招(Eight guarantees policy trap to move)
保单八陷阱保户如何见招拆招(Eight guarantees policy trap to move)
Before and after the 3. 15, the editorial office received many letters from our readers, asking how to avoid the insurance risks and how to deal with the insurance traps. Reporters learned from the Shanghai Insurance Regulatory Bureau and the Shanghai Insurance Industry Association, 3. 15 period, many consumers also raised how to identify marketing operators misleading tricks.
The reporter interviewed Hushang many insiders, through a case analysis, consumers face many misleading marketing church tricks, adopted piecemeal.
Trap 1: human policy
Risk index: assumes.
Case study: the same thing applies to an insurance agent when everything is difficult at first. People who have just started insurance usually sell their companys insurance to their relatives and friends. Because of the face, these friends will buy an insurance. Kobayashi is one of them. After several tea chat, Kobayashi finally in the good sister Su Sens lobbying, bought a year paid 5000 yuan medical insurance.
Later, Kobayashi was hospitalized, claims to the insurance company, the insurance company has issued a notice exclusions, the reason is: the insured to the insurance company to Kobayashi did not truthfully inform the related history with the obligation. Kobayashi then remembered, when Su sen in the recommended insurance to her, never mentioned to her to inform the past history, she thought that as long as signed, paid the money, the policy will take effect, however, there are many aspects should pay attention to the insurance process. Kobayashi was annoyed at this time, complain, Watson did not remind her, and more regret, due to the face, no further advice to Su Sen.
Such as Kobayashi bought consumer favor policy beyond count, consumers often buy this policy always get throught a thing carelessly when. Policy holders usually insure themselves without knowing or understanding the content, and rely too much on their agents friends. But the human pol
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