指数运行分析(2012年12月-2013年1月)（Index operation analysis (December 2012, -2013, January)）.docVIP

指数运行分析(2012年12月-2013年1月)（Index operation analysis (December 2012, -2013, January)） Index operation analysis (December 2012, -2013, January) date: 2013/9/3 0:00:00 1, Wenzhou index basic situation Since the outbreak of the 2011 September local private lending crisis, Wenzhou private capital in the system, disordered operation and risk of lack of supervision fully exposed, the negative phenomena caused by once let Wenzhou economic development is in a dilemma. But in this crisis, we are also on the Wenzhou private lending market to have a deeper understanding of the firm to establish a sound monitoring system of private financing, private financing to do dynamic tracking and risk warning, the development of thinking on the formation of private financing composite interest rate index is the Wenzhou index. In 2012 April, the Wenzhou index preparation work is started, analysis and verification adjustment through preparation, expert evaluation, data collection, calculation, in December 7th officially released, the initial release cycle released a week after, on January 4, 2013 formally implement daily real-time, through websites, newspapers and other media to provide private financing market capital price trends and fluctuations timely and accurately to the public, gradually developed into a certain authority of Wenzhou folk financing in the market interest rate benchmark. At present, the Wenzhou index with data about 400 monitoring points, including all of the small loan companies, private capital management companies and private lending service centers, and some solid samples for enterprises, private lending principal monitoring points and the pawn and other market players, the average daily volume of more than 150 samples of pen, has formed the basic interest rate the monitoring system covers all borrowing behavior of the whole society. Two, Wenzhou private financing rate trend At the end of December 2012 -2013, the Wenzhou index had been issued for three consecutive mo