国际贸易Chapter_7_Cargo_Transport_Insurance课件.ppt

国际贸易实务 第 7 章;Chapter 7 Cargo Transport Insurance; 7.1 Fundamental Principles of Cargo Insurance 7.2 Risks and Losses in Cargo Transport 7.3 Ocean Marine Insurance under C.I.C 7.4 Insurance of Land, Air and Parcel Post Transport 7.5 Insurance Practice of International Trade ;? Human beings are subject to various unpredictable risks — risk of death or disability due to natural or accidental causes, risk of loss of or damage to one’s property, etc. Risk has the element of unpredictability, but losses can be mitigated through insurance. There are many types of insurance products available for life and non-life —property insurance, life insurance, liability insurance, bond insurance, to name just a few. Cargo insurance belongs to property insurance. Cargo insurance covers physical damage to or loss of your goods whilst in transit by land, sea and air and offers considerable opportunities and cost advantages if managed properly. It brings the potential loss of or damage to goods into cost and the insurer, on the basis of a premium received, undertakes to indemnify the insured against loss from certain risks or perils to which the cargo insured may be exposed. Cargo insurance has become a must in international trade. Without it, international trade can not be guaranteed. ;7.1 Fundamental Principles of Cargo Insurance;Scope of Coverage; In marine cargo transport insurance, risks fall into: 1. Perils of the Sea 海上风险 1) Natural Calamity自然灾害 ( the perils under force majeure such as vile weather, thunder storm and lightening, earthquake, flood, etc.) 2) Fortuitous Accidents意外事故 ( risks such as ship stranding, striking upon the rocks, ship sinking, ship collision, fire, explosion, etc.) 2. Extraneous Risks 外来风险 1) General Extraneous Risks 一般外来风险 ( risks caused by theft, rain, leakage, shortage, dampness, heating, hooking, rusting, etc.) 2) Special Extraneous Risks 特殊外来风险 ( risks caused by on deck, war, strikes, fail